Super Typhoon Bavi Announcement

Guam is currently under a Super Typhoon Warning. Our offices are closed and will remain closed until the Government of Guam determines that it is safe to resume normal operations. The closest point of the storm's approach will be on Monday morning (July 6th).

Due to the severity of the storm, our island may experience prolonged power outages and disruptions to internet and communication services that could last for several weeks. If you have an urgent matter, please contact us by email at 401k@apfmg.com AND wm@apfmg.com. We will respond as soon as we are able. You may also contact us by phone (WhatsApp may be best).

Sandra McKeever - 671-488-6403
Jon Ulloa - 671-988-3266
Melinda Sulit - 671-687-4798

If you need to place a TRADE, please contact one of the numbers and emails above. Please note trade orders that are emailed will not be executed if you have not received confirmed order receipt by email, phone or in-person.

For those of you in Guam and other affected communities, our thoughts and prayers are with you. We pray that you and your loved ones remain safe throughout this storm.

Once conditions permit, we will make every effort to restore our operations and serve you as quickly as possible. Thank you for your patience, understanding, and support during this challenging time.

Our Process


The 4-Step Process

1. Learning About You

We learn what’s important to you, what your current financial situation is, and where you want to arrive at in the future. We accomplish this through a diagnostic process using questionnaires, goal setting, and technology. We also educate you on the various platforms we have available, putting you in the driver’s seat to succeed.

2. Design Your Solution

Our team analyzes the information you share with us and designs solutions intended to help you reach your objectives. This step may involve collaboration with your other planning professionals such as your CPA and attorney. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

3. Implement Your Plan

In this step, we execute your customized strategy using the extensive tools available to us through our partners. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.

4. Manage The Progress

Once implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. A key to this step is your involvement in the process and communication of any significant changes in your life. We accomplish this by providing ongoing reporting of your account activity, meeting periodically to review your portfolio's allocation and performance, and checking up on your current circumstances and goals.